Baruj Mackliff

PRBE Capital

Credit & business funding · Queens, NY → Orlando, FL

Twenty years in construction. Nine businesses buried. $40,000 in collections.

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Before anything else — the whole story.

Twenty years in construction. Nine businesses buried. $40,000 in collections. A stroke. Then the part that changed it.

There are only two of you here.

Before you click anything else — read these and find yourself. It decides everything about what you should do next.

1

The file needs work first

Errors, collections, high utilization, a report you have not looked at in a year. Applying now burns inquiries for nothing. We sew the bag before we pour into it.

2

You are already fundable and nobody told you

The profile is fine. What is missing is the order — which banks, which bureau they pull, and personal first with business stacked on top.

One full hour on a call tells you which one you are.

Start here

Free The First 5 Moves → The checklist I wish somebody handed me at $40,000. Sent straight to your inbox. Free The Starter Card List → 25 cards that approve people with no credit and no history — 12 secured, 13 easy-approval, every annual fee named. No email, no form. Open it and use it. PDF and Excel · the six that cost too much are marked HIGH COST 60 minutes Talk to me directly → Straight answer on whether your file is fixable and how long it takes. If it's not for you, I say so.

What people actually say

English Real clients, on camera → Queens, Long Island, Manhattan, Flushing, Fort Lauderdale, Texas, Nebraska. Unscripted, stopped on the street, in their own words. 12 clips · plus the paperwork and the part nobody posts Español · Português Lo que dice la gente → Testimonios reales de clientes en español — Orlando, West Palm Beach, Danbury, Massachusetts, Queens — y uno en portugués desde Goiânia, Brasil. 12 testimonios · sin guion

Go deeper

Free briefing An Ocean Full of Sharks → The credit-repair scheme now under federal grand jury investigation — how to spot it, and the seven questions that end it. Read this before you hire anybody, including me. Gratis Un océano lleno de tiburones → Cómo reconocer la estafa de reparación de crédito y las siete preguntas que la terminan. Léalo antes de contratar a cualquiera, incluyéndome a mí.

The Bank List

500+ banks and credit unions that pull TransUnion. The list, not the theory — so you stop applying blind and burning inquiries.

$17.87 One time
Buy it now → What's in it

Secure checkout through Stripe. Instant delivery. No subscription, no upsell wall.

The full website → Services, method, and how the whole thing works.

How I work — in writing, before you ask

  • I never file identity theft on an account you opened. Not for speed, not for anyone. That is a false statement to a federal agency, and it is exactly what is being prosecuted right now.
  • I dispute accuracy, not ownership. If the debt is yours, the question is whether it is reported correctly — dates, balances, status codes, duplicates. That is the lever that survives scrutiny.
  • Nobody can guarantee a bureau's or a bank's decision. Anyone who guarantees you a result is telling you what you want to hear.
  • You get the method in writing. You should always know what is filed on your behalf, with which agency, on which account.
  • Sometimes the honest answer is that you don't need me. I'll tell you that on the call and it costs you nothing.